What Does your Ideal Retirement Lifestyle Look Like?
For some, it’s a case of get me out of here as quickly as possible and for others it is a gradual transition from full-time, through part-time and into full retirement. For us, it’s a case of working with clients to give them the option to choose what retirement looks like and how they spend their time. We work with our clients to maintain an enjoyable standard of living through their working careers and into retirement. It is not a case of deferring the things you enjoy for your future self, just as much as it can be about avoiding the “lifestyle cliff” if you have not prepared for retirement as well as you could have.
Retirement can often be a stage in life where a Financial Planner has the opportunity to add a lot of value and support our clients with some of the bigger ticket items in getting prepared for retirement, including:
- What should I do with any leftover mortgage?
- How do I know if I have enough super to outlast me?
- What do I do with my Investment Property(ies)?
- How do I maximise my Aged Pension Entitlements?
- Can I support my grandkids without compromising my retirement plans?
- What is the best way to leave a legacy for my Estate?
- How can I make sure I structure my assets in the most tax effective manner?
- I am expecting an inheritance, how can I best use it to set myself up for retirement
How We Help
There is a lot to consider and we understand that it can be overwhelming. That’s why we take a lot of pride in helping our clients by simplifying their options and putting the bigger ticket items first before moving through the next steps. For a lot of clients, including those that consider themselves to be more financially savvy we will help you to move forward at a pace that you are comfortable with. We will always take a conservative view when considering potential returns on investments, or potential considerations around future inheritances so that where possible any changes are to the “upside”.
By helping our clients with the right asset mix of cash, defensive/conservative assets, as well as Investment Properties and Shares we help to take the stress out of your finances in retirement so you can focus on the things you enjoy.
What Else We Do
Call Mark
07 3524 8505
Email Mark
hello@thebaysideinvestor.com.au
Visit Mark
Ormiston & Coorparoo (By Appointment) 26 Raby Esplanade, Ormiston, QLD 4160
