Their Challenges
Mr and Mrs F were in the process of purchasing their first home and were thinking about starting a family in the near future. They wanted some help establishing good financial habits and getting their insurance set up while they were young and healthy.
How We Helped
As with all of our clients we helped them to review their cashflow so that they had the confidence that they would automatically be contributing to the things that were important to them.
Getting ahead with their offset account, topping up their emergency fund while still having enough to have fun, travel and live comfortably. We spoke to them about next steps on their investment plan once they had built up some equity and a good emergency fund.
To assist their cashflow we structured the majority of their Life, TPD and Income protection Insurance through super. Mr F did have some family history of illness that we needed to accommodate but we found a solution from our panel of high-quality insurers that would offer him comprehensive cover.
What's Next
Fast forward 3-5 years and we will get a little more hands on with Mr and Mrs F’s investment plan once they are both back at work after starting their family.
This case study is illustrative only and is not an estimate of investment returns you will receive or fees and costs you will incur.
